Brokerages see likely adverse impact on Indian banks from RBI draft liquidity coverage norms
** RBI's draft guidelines on new liquidity coverage (LCR) norms, aimed at enhancing liquidity resilience of banks, could weigh on earnings - brokerages
** On Thursday, RBI proposed new norms, aimed at bolstering liquidity resilience of lenders amid risks involved in increased usage of technology in banking
** Banks to assign additional 5% run-off factor for retail deposits enabled with internet and mobile banking, as per proposed norms
** If finalised, norms effective from April 1, 2025
** Norms are quite draconian under certain assumptions, says Macquarie
** "Core earnings of banks for FY26 could be affected if norms are implemented" says Gaurav Jani, research analyst, Prabhudas Lilladher
** Jani estimates 7-10 bps moderation in NIM, core profit may see hit of 3%-7%
** Analysts expect higher negative impact on IndusInd Bank INBK.NS, state-owned lenders .NIFTYPSU, select mid-cap banks
** Large pvt banks like ICICI Bank ICBK.NS, Kotak Mahindra Bank KTKM.NS, HDFC Bank HDBK.NS likely to be relatively unaffected - analysts
Reporting by Bharath Rajeswaran in Bengaluru
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